*,*:before,*:after{box-sizing:border-box;margin:0;padding:0}html{font-size:100%;scroll-behavior:smooth}body{font-family:-apple-system,BlinkMacSystemFont,Segoe UI,Roboto,Oxygen,Ubuntu,Cantarell,Helvetica Neue,Arial,sans-serif;color:#111;background:#fff;line-height:1.6}a{color:#111;text-decoration:none}a:hover{text-decoration:underline}img{max-width:100%;height:auto;display:block}h1,h2,h3,h4,h5,h6{line-height:1.3;margin-bottom:.75rem;color:#111}h1{font-size:2rem}h2{font-size:1.5rem}h3{font-size:1.25rem}p{margin-bottom:1rem}ul,ol{margin-bottom:1rem;padding-left:1.5rem}li{margin-bottom:.25rem}table{width:100%;border-collapse:collapse;margin-bottom:1.5rem;font-size:.9rem}th,td{border:1px solid #ddd;padding:.5rem .75rem;text-align:left}th{background:#f5f5f5;font-weight:600}.accent{color:#c00}.accent-bg{background:#c00;color:#fff}.btn{display:inline-block;background:#c00;color:#fff;padding:.75rem 1.5rem;border:none;border-radius:4px;font-size:1rem;font-weight:600;cursor:pointer;text-align:center;text-decoration:none}.btn:hover{background:#a30000;text-decoration:none}.container{max-width:960px;margin:0 auto;padding:0 1rem}.hero{padding:3rem 1rem;text-align:center;border-bottom:2px solid #cc0000}.hero-image{background:#111 url(/bikehero.jpg) center/cover no-repeat;padding:0;border-bottom:none}.hero-overlay{background:#0006;padding:5rem 1rem;color:#fff}.hero-overlay h1{color:#fff;font-size:2.75rem;font-weight:800;margin-bottom:1rem;text-shadow:0 2px 6px rgba(0,0,0,.7)}.hero-overlay p{color:#fff;font-size:1.2rem;font-weight:600;max-width:700px;margin:0 auto;text-shadow:0 1px 2px rgba(0,0,0,.4)}.hero h1{font-size:2.25rem;margin-bottom:.75rem}.hero p{font-size:1.15rem;color:#444;max-width:700px;margin:0 auto}.section{padding:2.5rem 0}.section-title{font-size:1.5rem;border-bottom:1px solid #eee;padding-bottom:.5rem;margin-bottom:1.5rem}.card-grid{display:grid;grid-template-columns:repeat(auto-fill,minmax(280px,1fr));gap:1.5rem}.card{border:1px solid #e0e0e0;border-radius:6px;padding:1.25rem;background:#fff}.card:hover{border-color:#c00}.card h3{margin-bottom:.5rem}.card h3 a{color:#111}.card-meta{font-size:.8rem;color:#777;margin-bottom:.5rem}.card-category{display:inline-block;background:#f0f0f0;color:#555;padding:.15rem .5rem;border-radius:3px;font-size:.75rem;text-transform:uppercase;letter-spacing:.5px;margin-right:.5rem}.card-link{display:inline-block;margin-top:.75rem;color:#c00;font-weight:600;font-size:.9rem}.card-link:hover{color:#a30000;text-decoration:underline}.category-list{display:grid;grid-template-columns:repeat(auto-fill,minmax(200px,1fr));gap:1rem}.category-card{border:1px solid #e0e0e0;border-radius:6px;padding:1.5rem;text-align:center;transition:border-color .15s}.category-card:hover{border-color:#c00}.category-card h3{margin-bottom:.25rem}.category-card a{color:#c00;font-weight:600}.cta-section{background:#fafafa;border:1px solid #e0e0e0;border-radius:8px;padding:2rem;text-align:center;margin:2rem 0}.cta-section h2{margin-bottom:.5rem}.cta-section p{color:#555;max-width:600px;margin:0 auto 1.25rem}.form-group{margin-bottom:1rem;text-align:left}.form-group label{display:block;font-weight:600;margin-bottom:.35rem;font-size:.9rem}.form-group input,.form-group select{width:100%;padding:.6rem .75rem;border:1px solid #ccc;border-radius:4px;font-size:1rem;font-family:inherit}.form-group input:focus,.form-group select:focus{outline:none;border-color:#c00;box-shadow:0 0 0 2px #cc000026}.form-group-checkbox{display:flex;align-items:flex-start;gap:.5rem;text-align:left;margin-bottom:1.25rem}.form-group-checkbox input{margin-top:.15rem}.form-group-checkbox label{font-size:.85rem;color:#555}.form-success{background:#e8f5e9;border:1px solid #4caf50;border-radius:6px;padding:1.5rem;text-align:center;color:#2e7d32;font-weight:600}.comparison-table td:first-child{font-weight:600;white-space:nowrap}.insurance-cta{background:linear-gradient(135deg,#c00,#900);color:#fff;border-radius:8px;padding:2rem;margin:2rem 0;text-align:center}.insurance-cta h2,.insurance-cta p{color:#fff}.insurance-cta .btn{background:#fff;color:#c00}.insurance-cta .btn:hover{background:#f0f0f0}.insurance-form{max-width:560px;margin:0 auto}.faq-item{margin-bottom:1.5rem}.faq-item h3{font-size:1.1rem;margin-bottom:.4rem;color:#c00}.faq-item p{color:#555}.privacy-note{font-size:.8rem;color:#999;text-align:center;margin-top:1rem}.site-header{display:flex;justify-content:space-between;align-items:center;padding:1rem;border-bottom:1px solid #eee;flex-wrap:wrap;gap:.5rem}.site-logo{display:inline-flex;align-items:center}.logo-img{height:56px;width:auto;display:block}.site-logo:hover{opacity:.9;text-decoration:none}.site-nav{display:flex;gap:1.5rem;list-style:none;padding:0;margin:0}.site-nav a{font-weight:500;font-size:.95rem}.site-nav a:hover,.site-nav a.active{color:#c00;text-decoration:none}.site-footer{border-top:1px solid #eee;padding:2rem 1rem;margin-top:3rem;font-size:.85rem;color:#777;text-align:center}.site-footer p{margin-bottom:.5rem}.site-footer a{color:#555}.site-footer a:hover{color:#c00}@media(max-width:600px){.site-header{flex-direction:column;align-items:flex-start}.site-nav{flex-wrap:wrap;gap:.75rem 1rem}.card-grid{grid-template-columns:1fr}.comparison-table{display:block;overflow-x:auto}.cta-section,.insurance-cta{padding:1.5rem}}
